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Everyone agrees that an education is vital to life’s journey. For those who want to go into ministry, it is especially important. Would you trust an attorney that didn’t go to law school? The biggest hurdle to that formal training for many is ‘How do I pay for my education?’.  For most of us, we default to student loans because they are far and away the path of least resistance. But as one expert said “College is a fantastic investment…but it is uniquely poorly suited to debt financing.”

My name is Dan MacLeay, and my intent for this site is to build a case that debt is particularly harmful for those going into ministry, provide a list of realistic alternatives to accumulating large amounts of debt, change the culture of ‘good debt’, and connect readers with resources.

I graduated from Carthage College in 2000 and went through finances ‘knee to knee’ with over two thousand folks in the mortgage business for over 10 years. I have first hand experience with what various financial decisions will look like in your life in your 20s, 30s, 40s and beyond. I’ve also made it a passion to read virtually every public resource on both personal finance and specifically student loans.

I work for Denver Seminary with the specific mandate to reduce student debt for those going through seminary and transitioning into the ministry. I do that by doing personal counseling, providing tools for financial literacy, and building opportunities like our Ministry Residency Program where seminary students can serve in a local church and the church covers the cost of their tuition.

437I’ve lived in Colorado since 2001 and as my kids have started getting older, we really enjoy hiking as a family. My wife, Noelle, and I have been married for 11 years and we have three kids.

I enjoy basketball and golfing, and we really enjoy our church, Colorado Community Church. We are active at Open Door Ministries where I serve on the Board of Directors.

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