If you’re dating someone, recently married, or married for a long time but don’t feel comfortable talking about money, you may find conversations around money hard to start. Here are a few great questions to get you started.
They were put together by a relationship counselor (I don’t have credit, but I’ll chase down. I also edited the list and added a couple questions.) with an emphasis on premarital counseling but they are really good conversational starters for anyone.
In finances, there is more unsaid then said. More assumed then sumed. More feared then realized. More unspoken then confirmed. More presumed then confirmed.
Jesus talked extensively about money so it’s very much in-bounds to discuss it with your spouse or future spouse – maybe with some of these questions:
What justifies going into debt?
What are all your current personal debts?
Do you feel stress when facing financial problems? How do you deal with that stress?
How often do you use credit cards, and what do you buy with them?
How should we prepare for a financial emergency?
Do you feel that lack of money is a good reason not to have children?
Will we have a budget?
Who will pay the bills?
How do you feel about helping me pay my debts?
What are your feelings about saving money?
Home much money do you need to feel secure?
Would you prefer to spend money on experiences or goods?
If you only had one financial goal, what would it be?
What’s the biggest money mistake you’ve made?
Do you prefer separate bank accounts or assets in different names? Why?
What does ‘Oneness’ mean in finances?
What is your retirement plan? What do you plan to do when you stop working?